CBB Volume 5: Contents

Central Bank of Bahrain Volume 5—Specialised Licensees
Ad-hoc Communications
Revised Module CA: Capital Adequacy and Liquidity Requirements_20_January_2019
BackRich TextPrint

You need the Flash plugin.

Download Macromedia Flash Player



  • Ad-hoc Communications

    • Interest charge computation on credit cards_4 September 2019

      Click here to download the Letter in PDF format.

    • EDFIS/C/73/2019 Amendments to Module FC Volume 5_29 August 2019

      Click here to download the Letter in PDF format.

    • EDBS/KH/69/2019 Amendments to Module FC Volume 5_29 August 2019

      Click here to download the Letter in PDF format.

    • Interest charge computation on credit cards_27 August 2019

      Click here to download the Letter in PDF format.

    • Contactless Payment Transactions_18 August 2019

      Click here to download the Letter in PDF format.

    • Proposed Requirements on Point of Sale (POS) Infrastructure_8 August 2019

      Click here to download the Letter in PDF format.

    • Wage Protection Scheme ("WPS")_22 July 2019

      Click here to download the Letter in PDF format.

    • Supplementary Information Appendix FC-(vi) Agreed-upon Procedures for fulfilling the reporting requirements in Compliance with FC Module (Financial Crime)_21 July 2019

      Click here to download the Letter in PDF format.

    • Agreed Upon Procedures for Financial Crime (FC) Module_21 July 2019

      Click here to download the Letter in PDF format.

    • Practices for charging interest on credit cards_13 June 2019

      Click here to download the Letter in PDF format.

    • Exposure to controllers_25 March 2019

      Click here to download the Letter in PDF format.

    • Exposure to controllers_24 March 2019

      Click here to download the Letter in PDF format.

    • e-KYC Project Implementation_7 March 2019

      Click here to download the Letter in PDF format.

    • Amendment to Appendices BR-11 and BR-12 and the addition of a new Appendix BR-14 under CBB Rulebook Volume 5_24 February 2019

      Click here to download the letter in PDF format.

    • Regulations relating to 'Crypto-Assets'_21 February 2019

      Click here to download the Letter in PDF format.

      Click here to download the Crypto-Assets Module in PDF format.

      Click here to download the Definitions Module in PDF format.

    • Revised Form "Prudential Information Report" (PIFRM) for Financing Companies & Microfinance Institutions_21 January 2019

      Click here to download the Letter in PDF format.

      Click here to download the Appendix in Excel format.

    • Deleted

      This communication letter has been deleted as of 11th February 2019.

    • Revised Module CA: Capital Adequacy and Liquidity Requirements_20_January_2019

      Click here to download the Letter in PDF format.

      Click here to download the Module in PDF format.

    • Agreed Upon Procedures for Financial Crime (FC) Module_16 January 2019

      Click here to download the Letter in PDF format.

      Click here to download the Appendix in PDF format.

    • Agreed Upon Procedures for Module FC_15 January 2019

      Click here to download the Letter in PDF format.

      Click here to download the Appendix in PDF format.

    • Failed ATM/POS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_30 December 2018

      Click here to download the Letter in PDF format.

    • VAT and Financial Services_25 December 2018

      Click here to download the Letter in PDF format.

    • Disclosure of information in credit card statements_24 December 2018

      Click here to download the Letter in PDF format.

    • Ad-hoc Volume 5 Ancillary AU_18 December 2018

      Click here to download the Letter in PDF format.

    • Amendments in Authorization Module (AU) of Ancillary Service Providers_18 December 2018

      Click here to download the Letter in PDF format.

    • Amendments to Payment Service Provider (PSP) requirements under Module AU Volume 5_12 December 2018

      Click here to download the Letter in PDF format.

    • Regulations relating to 'Open Banking'_6 December 2018

      Click here to download the Letter in PDF format.

    • Circular Card Rounding off Transactions_22 November 2018

      Click here to download the Letter in PDF format.

    • Amendments to the Crowdfunding Requirements under CBB Rulebook Volume 5 (Ancillary Providers)_21 November 2018

      Click here to download the Letter in PDF format.

      Click here to download the Attachment in PDF format.

      Click here to download the Attachment in PDF format.

      Click here to download the Attachment in PDF format.

    • Enabling PSPs to participate in EFTS_16 September 2018

      Click here to download the Letter in PDF format.

    • BD-USD Exchange Rate on Cards_30 August 2018

      Click here to download the Letter in PDF format.

    • Use of Rule 78 on Early Repayment of Installment Financing Facilities_30 August 2018

      Click here to download the Letter in PDF format.

    • ATM Alert_15 August 2018

      Click here to download the Letter in PDF format.

    • Interest/profit charges on credit cards_15 August 2018

      Click here to download the Letter in PDF format.

    • Failed ATM/POS Terminal Transactions Resulting in Un-Claimed Cash Resting with Licensees_31 May 2018

      Click here to download the Circular in PDF format.

    • Circular - Amendments to the Public Disclosure Module (PD)_17 May 2018

      Click here to download the Letter in PDF format.

    • Failed ATM/PoS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_7 May 2018

      Click here to download the Letter in PDF format.

    • Amendments to the Operational Risk Management Module_29_April_2018

      Click here to download the Letter in PDF format.

    • Failed ATM/PoS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_23 April 2018

      Please click here to download the Letter in PDF format.

    • Implementation of Wage Protection System (WPS)_15 March 2018

      Click here to download the Letter in PDF format.

    • New Requirements in the Operational Risk Management Module (OM)_13 February 2018

      Click here to download the Letter in PDF format.

    • Failed ATM/POS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_11 January 2018

      Please click here to download the Letter in PDF format.

    • Wage Protection System Solution — Request for Proposal_25 September 2017

      Click here to download the Letter in PDF format.

    • Incorporating of Financing and Equity Based Crowdfunding Directives into the CBB Rulebook_14 September 2017

      Click here to download the Letter in PDF format.

      Click here to download the Attachment in PDF format.

      Click here to download the Attachment in PDF format.

      Click here to download the Attachment in PDF format.

    • Amendment to the Regulatory Sandbox Framework_28 August 2017

      Click here to download the Letter in PDF format.

    • Amendments in Authorisation Module (AU) of Ancillary Service Providers_16 August 2017

      Click here to download the Letter in PDF format.

    • Conventional Financing-Based Crowdfunding Directives_8 August 2017 and Shari'a-compliant Financing-Based Crowdfunding Directives_8 August 2017

      Click here to download the Letter in PDF format.

      Click here to download the Conventional Financing-Based Crowdfunding Directives in PDF format.

      Click here to download the Shari'a-compliant Financing-Based Crowdfunding Directives in PDF format.

    • Registration of Expatriate Staff with the Labour Market Regulatory Authority (LMRA)_27 July 2017

      Click here to download the Letter in PDF format.

    • Registration of Expatriate Staff with the Labour Market Regulatory Authority_27 July 2017

      Click here to download the Letter in PDF format.

    • Protected Cell Companies_22 June 2017

      Click here to download the Letter in PDF format.

    • Investment Limited Partnerships_22 June 2017

      Click here to download the Letter in PDF format.

    • Trust Registration and Amendment Form_22 June 2017

      Click here to download the Letter in PDF format.

    • Insurance Charges and Costs for Credit Facilities and Debit/Credit Cards_21 May 2017

      Click here to download the Letter in PDF format.

    • Cyber Security Forum & Expo_25 April 2017

      Click here to download the Letter in PDF format.

    • Issuance of amended Authorisation Module of Ancillary Service Providers_8 February 2017

      Click here to download the Letter in PDF format.

    • Directive Common Reporting Standards (CRS)_30 January 2017

      Click here to download the Letter in PDF format.

    • Implementation of Resolution No. (59) of 2011 — Registration of Pledges and Liens on Securities — and its amendment Resolution No. (30) of 2015_11 January 2017

      Click here to download the Letter in PDF format.

    • Onsite Inspection Process_10 January 2017

      Click here to download the Letter in PDF format.

    • Guidelines for IFRS9 ECL Implementation by Banks and Financing Companies_28 December 2016

      Click here to download the Letter in PDF format.

    • Electronic System for Commercial Licenses launched by the Ministry of Industry Commerce & Tourism ("MOICT")_16 November 2016

      Click here to download the Letter in PDF format.

    • Newly Issued Laws — Protected Cell Companies and Investment Limited Partnerships_6 November 2016

      Click here to download the Letter in PDF format.

    • Trust Law_6 November 2016

      Click here to download the Letter in PDF format.

    • Specialized Workshop on Cyber Security in Banks & Fintech_25 October 2016

      Click here to download the Letter in PDF format.

    • New Appointment Notification_7 September 2016

      Click here to download the Letter in PDF format.

    • Implementation of Bahrain Credit Reference Bureau Code of Practice and Rules_22 August 2016

      Click here to download the Letter in PDF format.

    • US Dollar Parity Rate_4 July 2016

      Click here to download the Letter in PDF format.

    • Issuance of CRB Code of Practice_9 June 2016

      Click here to download the Letter in PDF format (Arabic).

    • Outsourcing of Functions Containing Customer Information_9 June 2016

      Click here to download the Letter in PDF format.

    • Cyber Security Risk Management_1 June 2016

      Click here to download the Letter in PDF format.

    • Cyber Attacks on Critical IT Systems and Infrastructure_11 May 2016

      Click here to download the Letter in PDF format.

    • Outsourcing of Services Containing Customers' Information_10 May 2016

      Click here to download the Letter in PDF format.

    • CBB Rulebook: Amendments to Volume 5 Related to TPAs_19 April 2016

      Click here to download the Letter in PDF format.

    • EDFIS — CBB Rulebook: Publication of Volume 5 (Specialised Licensees: Ancillary Service Providers)_15 March 2016

      Click here to download the Initial Launch Letter in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module AU in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module BR in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module GR in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Glossary in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Appendix BR-13 in PDF format.

    • EDBS — CBB Rulebook: Publication of Volume 5 (Specialised Licensees: Ancillary Service Providers)_15 March 2016

      Click here to download the Initial Launch Letter in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module AU in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module BR in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Module GR in PDF format.

      Click here to download Volume 5 Ancillary Service Providers Glossary in PDF format.

    • CBB Volume 5 Rulebook (Specialised Licensees) Amendment to Module EN_14 March 2016

      Click here to download the Letter in PDF format.

    • CBB Volume 5 Rulebook (Specialised Licensees) Amendment to Module EN_9 March 2016

      Click here to download the Letter in PDF format.

      Click here to download the Attachment to the Letter in PDF format.

    • Amendments to the Central Bank and Financial Institutions Law No. (64) of the year 2006_29 December 2015

      Click here to download the Letter in PDF format.

    • Amendments to the Central Bank and Financial Institutions Law No. (64) of the year 2006_27 December 2015

      Click here to download the Letter in PDF format.

    • IFRS Quantitative Impact Assessment (QIA)_15 November 2015

      Click here to download the Letter in PDF format.

    • Annual Financial Statements and Interim Financial Statements — Directive Encompassing New Arrangements (Conventional)_8 September 2015

      Click here to download the Letter in PDF format.

      Click here to download Appendix BR-11 in Excel format.

    • Annual Financial Statements and Interim Financial Statements — Directive Encompassing New Arrangements (Islamic)_8 September 2015

      Click here to download the Letter in PDF format.

      Click here to download Appendix BR-12 in Excel format.

    • Credit Check Reports Requested by Pensioners_27 August 2015

      Click here to download the Letter in PDF format.

    • Adoption of an Electronic Establishment of Registration Certificate By the Ministry of Industry & Commerce_6 May 2015

      Click here to download the Letter in PDF format.

    • Women in the Financial and Banking Sector 2015_31 March 2015

      Click here to download the Letter in PDF format.

    • Women in the Financial and Banking Sector_15 March 2015

      Click here to download the Letter in PDF format.

    • Court Actions Taken Against Customers_16 February 2015

      Click here to download the Letter in PDF format.

    • Court Actions Taken Against Customers_16 February 2015

      Click here to download the Letter in PDF format.

    • Publication of Close-Out Netting Regulation_30 December 2014

      Click here to download the Letter in PDF format.

    • Changes in the Current Smart ID Cards_27 November 2014

      Click here to download the Letter in PDF format.

    • Changes in the Current Smart ID Cards_20 November 2014

      Click here to download the Letter in PDF format.

    • Upgrade of ATMS and application software that run on Windows XP_28 April 2014

      Click here to download the Letter in PDF format.

    • Training Course — Islamic Financing Instruments_22 April 2014

      Click here to download the Letter in PDF format.

    • Treatment of Interest or Profit in Suspense in the PIR and Published Financial Statements_17 April 2014

      Click here to download the Letter in PDF format.

    • Discriminatory Service Treatment Not Allowed_11 March 2014

      Click here to download the Letter in PDF format.

    • Questionnaire for significant IT Outsourcing_9 March 2014

      Click here to download the Letter in PDF format.

    • CBB Rulebook: Volume 5 Specialised Licensees (Microfinance Institutions)_21 January 2014

      Click here to download the Letter in PDF format.

    • Compliance with Resolution No. (16) 2012_26 December 2013

      Click here to download the Letter in PDF format.

      Click here to download the Resolution in PDF format.

    • Skimming Frauds at ATMs_11 December 2013

      Click here to download the Letter in PDF format.

    • (EDFIS) Foreign Account Tax Compliance Act (FATCA)_29 August 2013

      Click here to download the Letter in PDF format.

    • (EDBS) Foreign Account Tax Compliance Act (FATCA)_29 August 2013

      Click here to download the Letter in PDF format.

    • Change to the Due date and Collection Process for the Payment of Annual License Fee _ Microfinance Institutions_28 July 2013

      Click here to download the Letter in PDF format.

    • Change to the Due date and Collection Process for the Payment of Annual License Fee _ Ancillary Service Providers (Banks)_28 July 2013

      Click here to download the Letter in PDF format.

    • Change to the Due date and Collection Process for the Payment of the Annual License Fee (Trust Service Providers)_25 July 2013

      Click here to download the Letter in PDF format.

    • Change to the Due date and Collection Process for the Payment of the Annual License Fee (Ancillary Service Providers)_25 July 2013

      Click here to download the Letter in PDF format.

    • Recent cases of fraud in auto finance_24 July 2013

      Click here to download the Letter in PDF format.

    • Promotion of and participation in educational scholarships and bursaries by licensees of the CBB_3 July 2013

      Click here to download the Letter in PDF format.

    • Suspicious Transaction Reports Online System (STRs)_25 June 2013

      Click here to download the Letter in PDF format.

    • Extension of Bahrain Credit Reference Bureau ("BCRB") Services to Cover Corporates_13 June 2013

      Click here to download the Letter in PDF format.

    • Written Communications with the Banking Supervision Staff at the Central Bank of Bahrain — Use of Electronic Files_30 May 2013

      Click here to download the Letter in PDF format.

    • Electronic Submission of Returns and Analysis of Data (ESRAD)_20 May 2013

      Click here to download the Letter in PDF format.

    • CBB Rulebook: Launch of Volume 5 Common Modules for Trust Service Providers_30 April 2013

      Click here to download the Letter in PDF format.

    • The official adoption of the GCC States Identity Card_27 March 2013

      Click here to download the Letter in PDF format.

    • The official adoption of the GCC States Identity Card_24 March 2013

      Click here to download the Letter in PDF format.

    • Foreign Account Tax Compliance Act (FACTA)_19 February 2013

      Click here to download the Letter in PDF format.

    • Volume 5 CBB Rulebook: Initial Launch Specialised Licensees (Financing Companies)_12 February 2013

      Click here to download the Letter in PDF format.

    • Change in Due Date and Payment for CBB Annual License Fees_4 December 2012

      Click here to download the Letter in PDF format.

    • Change in Due Date and Payment for CBB Annual License Fees_2 December 2012

      Click here to download the Letter in PDF format.

    • Submission of Audited Financial Statements_1 November 2012

      Click here to download the Letter in PDF format.

    • Money Changers February 2012

      Click here to download the Letter in PDF format.

    • Delivery of Date Sensitive Documents at the CBB

      Click here to download the Letter in PDF format.

    • CBB Rulebook: Publication of Volume 5 (Specialised Licensees: Administrators)

      Click here to download the Letter in PDF format.

    • CBB Rulebook: Volume 5 (Specialised Licensees: Money Changers)

      Click here to download the Letter in PDF format.

    • Volume 5 CBB Rulebook: Initial Launch Specialised Licensees: Representative Office Licensees

      Click here to download the Launch Letter in PDF format.

    • Volume 5 CBB Rulebook: Initial Launch Specialised Licensees: Representative Office Licensees

      Click here to download the Launch Letter in PDF format.

    • Volume 5 Initial Launch Specialised Licensees: Money Changers

      Click here to download the Launch Letter in PDF format.

Back to top