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In relation to an insurance firm: any one individual; any one unincorporated body of persons, any one company not being a member of a group; any group of companies excluding any companies within the group which are subsidiary undertakings of the insurance firm; or any government of a jurisdiction together with all the public bodies, local authorities or nationalised industries of that jurisdiction, in which the insurance firm has made investments or against whom it has rights whether in pursuance of a contract entered into by the insurance firm or otherwise.

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